Empowering Families Through Insurance Education

MEDICARE OPEN ENROLLMENT BEGINS, WILL RUN UNTIL DECEMBER 7

A new drug cost cap In 2025, everyone enrolled in Part D prescription drug plans will have their annual out-of-pocket drug costs capped at $2,000 for co-pays or coinsurance for prescription drug coverage, down from $3,500.

More weight-loss drugs may be covered, Part D plans can cover popular weight-loss drugs when your doctor says you need one for other reasons, such as Ozempic or Wegovy for type 2 diabetes.

A new way to stretch out paying for your prescriptions, The Medicare Prescription Payment Plan will let enrollees pay their prescription costs monthly rather than all at once. This allows you to spread out your out-of-pocket drug costs throughout the year.

Personalized Insurance Plans

We create customized insurance solutions that fit your unique needs and family budget goals.

We don't just work for one insurance carrier. We work with over 60 of the top insurance carriers all over the world. Giving us the ability to help more families, no matter the medical concerns.

No Blood or Urine will be needed, Our Insurance Carriers only check your medical records.

Book a Free Consultation for any of our services:

Mortgage Protection
Term Life
Whole Life
IUL
Retirement Solution
Medicare Supplement
Debt Free Life
Critical Illness
Long-Term Care
Smart Start
Final Expense
Disability Income
Infinite Banking Concept
Accidental Advantage

Reliable Claims Support

Count on us to assist you every step of the way during the claims process.

We assist our clients through the entire process with care and attention. Our team is dedicated to ensuring that your experience is smooth and stress-free, from the moment you file your claim to the final resolution.

We understand that navigating a claim can sometimes feel overwhelming, which is why we're here to provide expert assistance, answer all your questions and keep you informed at every turn.

Your peace of mind is our priority, and we'll be with you every step of the way.

What Will Insurance Do For You?

Life Insurance
Protect every milestone and memory. Gain financial protection and peace
of mind with products like mortgage protection, term life and permanent
life insurance.

Critical Illness + Disability Insurance
What if your spouse or partner was injured and couldn’t work? What if they received a life-changing medical diagnosis? Could you manage to pay all the bills by yourself? If not, a critical illness or disability insurance policy can help.

Retirement Solutions
You’ve worked your entire life, how are you saving for your retirement?
Choose from a range of annuity and IUL products to enjoy the retirement
of your dreams with financial support from your insurance solution.

Final Expense
Saying goodbye to loved ones is hard. Final expenses shouldn’t make it
harder. We offer a range of products that can protect your family from
unexpected end-of-life expenses.

SmartStart/ Children's Whole Life
Give your child a head start on saving for their college education, the down
payment on their first home and even their retirement, all while giving them
the protection of life insurance.

Meet Markia Cooper
Your Trusted Insurance Advisor

Guiding You Through Insurance Choices

Losing my father at a young age shaped my path that led me to where I am today. He was a great and honorable man who took care of his family in every way possible. Without him, Life became hard, especially financially.

While we all know that money can't ease the emotional pain, the financial burden became the biggest struggle. My mother, a mother of seven, did the best she could, but funeral expenses and the bills that now fell solely on her shoulders left little room for her to properly grieve.

Watching her strength during those challenging times instilled in me a deep understanding of the importance of financial security and planning for the unexpected.

As an insurance agency, we are dedicated to helping families navigate the complexities of insurance. Our goal is to inform and empower you to make the best decisions for your family's protection.

We understand that insurance can be overwhelming, but we are here to simplify the process.

My role and purpose is to educate families around the world to understand the value of being insured. Discover how the right insurance can safeguard your family's financial future.